Municipal Employee Specific Topics

The Public Employee Retirement Administration Commission (PERAC) site provides information, education, news updates and retirement guides for those municipal employees in any of the 106 public pension board 'districts'.


Has your medical coverage recently been changed to the MA GIC (Group Insurance Commission)?  If so, try this web site for information directly from the GIC.

 If you qualified for Social Security before your municipal career, what will be your Social Secutity benefit when calculated in conjunction with municipal pension benefits?  Click Here to go to the Social Secutity Administration's Windfall Elimination Provision calculator.  You will need a social security statement to enter in the values required for this calculation.


Teachers:  You can find the MTRS pension calculation worksheet here.




  • Protection to Help Your Family

    Explore the benefits of individual life insurance versus work-based coverage, and compare term and permanent policies.

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